Terms of Service

Last updated: September 19, 2026 · Document version: 2026-09-19

These Terms of Service (“Terms”) govern your access to and use of OurTab.US (the “Service”). OurTab.US is a trade name of Uber Website Solutions LLC (“we,” “us,” or “our”).

1. Agreement and consent

By creating an account, signing in, or using the Service, you agree to these Terms and to our Privacy Policy, which describes how we collect, process, store, and share information. If you do not agree, do not use the Service.

Where the product asks you to confirm acceptance (for example, a consent step at sign-in), that action helps record your agreement to the then-current Terms and Privacy Policy.

2. The Service

OurTab.US is a web and mobile application for logging and organizing shared household expenses. Depending on your plan and device, optional features may include:

• Connecting bank accounts through our integration partner Plaid
• Reading Apple Card transactions on a supported iPhone through Apple FinanceKit
• Purchasing subscription plans through Stripe, the Apple App Store, or Google Play
• Scanning receipts with on-device camera or photo access and a third-party AI model
• Push notifications about household activity
• Storing household reference records, including optional shared credentials, under House info
• Contacting support, including optional image attachments

Bank, card, and payment features are also subject to Plaid’s, your financial institution’s, Apple’s, Google’s, and Stripe’s terms, as applicable. The Service is provided for personal, non-commercial use unless otherwise agreed in writing.

3. Accounts, eligibility, and sign-in

You must be able to form a binding contract in your jurisdiction to use the Service. You must be at least 18 years old (or the age of majority where you live, if higher) to purchase a paid plan, link a financial account, use Apple Card ingest, or enroll in SMS two-step verification. The Service is not directed at children under 13.

You may sign in using supported identity providers (such as Google, Apple, or Facebook) or email and password, as made available in the app. Paid (“Pro”) households may be required to enroll a mobile phone number for Firebase SMS multi-factor authentication. You are responsible for maintaining the security of your account, devices, and authentication factors, and for all activity that occurs under your OurTab account.

You must provide accurate information when using authentication features. You may not use another person’s account without permission.

4. Household data

The Service may allow you to create or join a “household” and share expense data with other members you invite. You are responsible for whom you invite and for the accuracy of information you enter. You must not use the Service to record or share unlawful content.

House info. You may optionally store household reference records, including account numbers, usernames, and passwords, protected by a household passphrase. Only store credentials you are authorized to share with every current and future household member. We are not a password manager; you remain responsible for those secrets and for whom you invite.

5. Subscriptions and billing

Paid plans may be purchased through one of the processors we make available:

• Stripe (typically the website and Android web checkout). Charges and payment methods are processed by Stripe. You agree to comply with Stripe’s terms and policies that apply to checkout, billing portal, and payment processing. We do not store full payment card numbers on OurTab; Stripe handles card data in line with its documentation and certifications. You may update payment methods or cancel a Stripe subscription through the billing experience we link to in the app.
• Apple App Store (iOS in-app purchase). Purchases are billed by Apple and are also subject to Apple’s media services terms and the App Store EULA. Cancel or manage those subscriptions in your Apple ID subscription settings. Deleting your OurTab account does not cancel an App Store subscription.
• Google Play (Android in-app purchase, where offered). Purchases are billed by Google and are also subject to Google Play’s terms. Cancel or manage those subscriptions in Google Play. Deleting your OurTab account does not cancel a Play subscription.

Subscription status and related identifiers may be stored with your account to unlock paid features for your household. You are responsible for understanding recurring charges. If you dispute a charge, you may need to work with Stripe, Apple, Google, or your financial institution according to their procedures.

6. Bank linking and Apple Card

Plaid. If you link a financial institution, you authorize Plaid and your financial institution to share account and transaction data as needed for the features you use. Your use of Plaid is also subject to Plaid’s end user terms and privacy policy. We use that data as described in our Privacy Policy.

Apple Card (FinanceKit). On a supported iPhone, if you connect Apple Card, you authorize the app to read Apple Card transactions on the device through Apple FinanceKit (subject to iOS permission) and to upload those transactions to your personal ledger. Other household members see a line only if you share it to the House Ledger. Apple’s terms and system permissions also apply.

Linked-account data is for organizing household expenses. It is not a complete statement of your bank, card, or tax records.

7. Receipt scanning, notifications, and support

Receipt scan. If you photograph or upload a receipt, you authorize us to send that image to our AI processing provider (Google Gemini / Vertex AI) to suggest expense fields. You are responsible for reviewing and correcting those suggestions before saving. Do not scan receipts that contain information you are not authorized to process.

Push notifications. If you enable notifications, we may send device alerts about household expenses, settle-up reminders, and invites. You can disable them in app settings and in your device settings.

Support. If you open a support ticket, you grant us permission to review the information and images you submit so we can respond. Do not attach content you are not authorized to share.

8. Acceptable use

You agree not to misuse the Service, including by attempting to gain unauthorized access, interfering with operation, scraping or overloading systems, reverse engineering except where permitted by law, or using the Service in violation of applicable law.

9. Disclaimers

The Service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

The Service is not financial, tax, or legal advice. Balances, summaries, receipt-scan suggestions, and synced transactions are for your convenience only.

10. Limitation of liability

To the fullest extent permitted by law, Uber Website Solutions LLC (including the Service offered under the trade name OurTab.US) and its suppliers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, goodwill, or other intangible losses, resulting from your use of or inability to use the Service.

11. Changes

We may modify these Terms from time to time. We will post the updated Terms on this page and update the “Last updated” and document version. Continued use after changes constitutes acceptance of the revised Terms where permitted by law. If we require new consent for material changes, we will describe how to agree in the product or by notice.

12. Termination

We may suspend or terminate access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or harms the Service or other users. You may stop using the Service at any time. Stopping use or deleting your account does not cancel a subscription billed by Apple or Google; you must cancel those in the applicable store. See our Data Deletion page to request account removal.

13. Contact

For questions about these Terms, contact Uber Website Solutions LLC.

These Terms are provided for operational use with OurTab.US. Have them reviewed by qualified counsel for your jurisdiction and business needs before relying on them for compliance or enforcement.